Heavy Returns · Tools · Brokerage · what Flow uses on camera

ROBINHOOD

The app Flow opens on his phone when he walks beginners through their first $500.

Referral link

heavyreturns.com/free is Flow's personal Robinhood referral link. When you open and fund an account through it, Robinhood gives both of us a free stock. No cash commission changes hands. Not a paid sponsorship.

What it is

Robinhood is a commission-free brokerage app. You can buy stocks, ETFs, and fractional shares from a phone, open a Roth IRA or a taxable account, and set up recurring investments.

How Flow uses it

Flow says on camera that Robinhood is the most user-friendly starting point for beginners and that a lot of people start there. In the YOUR FIRST $500 video he places the example investment on his own phone so viewers can follow along. For his own active trading he uses a different setup and says so.

Watch: If I had $500 and had to start over

Who it fits

  • You have never opened a brokerage account and want the fewest screens between you and a first, sized investment.
  • You want fractional shares and a recurring buy so the next payday has a job.
  • You want a Roth IRA and a taxable account in the same app.

Limits

  • Flow does not recommend it as the only long-term home for a large portfolio. He has a Short on exactly that.
  • Options approval, pattern day trading rules, and margin all apply. Beginners should stay in cash accounts.
  • Customer support is app-first. If you want a phone number and a branch, this is not it.

Use it with the guide

  1. Read YOUR FIRST $500 first. Decide the account type before you tap anything.
  2. Open the account through the tracked link below, fund it with money you can leave alone.
  3. Turn on a recurring buy. Small and boring beats big and emotional.
Open Robinhood (free stock when you fund)

Tracked link: heavyreturns.com/go/robinhood. The public short link heavyreturns.com/free goes to the same place.

Referral disclosure: heavyreturns.com/free and /go/robinhood point to Flow's personal Robinhood referral link. Both of us receive a free stock when a new account is funded. Opening an account is optional and the guides do not depend on it. Investing involves risk, including loss of principal. Robinhood offer terms are set by Robinhood.