By accessing or using heavyreturns.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree, do not use the Site.
Heavy Returns is a personal brand and community operated by Flow. The Site provides educational content related to options trading, fitness, and personal development. The Site also offers a free community (Discord), email newsletter, downloadable resources, and merchandise.
All content on this Site is for educational and informational purposes only. Nothing on this Site constitutes financial advice, investment advice, trading advice, or medical advice. You should consult a licensed professional before making any financial or health decisions. Trading options involves substantial risk of loss and is not suitable for all investors.
You agree not to:
All content on this Site — including text, graphics, logos, images, videos, and downloads — is the property of Flow and Heavy Returns unless otherwise stated. You may not reproduce, distribute, or create derivative works without written permission.
The Site may contain links to third-party websites (Discord, Shopify, YouTube, TikTok, etc.). We are not responsible for the content, privacy practices, or terms of any third-party sites.
The Site is provided "as is" without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or usefulness of any content.
In no event shall Flow, Heavy Returns, or any affiliated entities be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or reliance on any content.
We may update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the updated Terms.
Questions about these Terms? Email flow@heavyreturns.com.